{"id":106434,"date":"2020-09-29T09:26:57","date_gmt":"2020-09-29T02:26:57","guid":{"rendered":"https:\/\/www.vntrip.vn\/cam-nang\/?p=106434"},"modified":"2020-10-28T10:45:21","modified_gmt":"2020-10-28T03:45:21","slug":"bao-hiem-du-lich","status":"publish","type":"post","link":"https:\/\/www.vntrip.vn\/cam-nang\/bao-hiem-du-lich-106434","title":{"rendered":"B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec? C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch hay kh\u00f4ng?"},"content":{"rendered":"<div id=\"toc_container\" class=\"toc_transparent no_bullets\"><p class=\"toc_title\">N\u1ed9i dung ch&iacute;nh<\/p><ul class=\"toc_list\"><li><a href=\"#1_Bao_hiem_du_lich_la_gi\">1. B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec?<\/a><\/li><li><a href=\"#2_Bao_hiem_du_lich_co_bat_buoc_khong\">2. B\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?<\/a><\/li><li><a href=\"#3_Cac_loai_bao_hiem_du_lich\">3. C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m du l\u1ecbch<\/a><ul><li><a href=\"#Co_nen_mua_bao_hiem_du_lich_khong\">C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch kh\u00f4ng?<\/a><\/li><li><a href=\"#Bao_hiem_du_lich_noi_dia\">B\u1ea3o hi\u1ec3m du l\u1ecbch n\u1ed9i \u0111\u1ecba<\/a><\/li><li><a href=\"#Bao_hiem_du_lich_quoc_te\">B\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/a><\/li><li><a href=\"#Bao_hiem_du_lich_cho_nguoi_nuoc_ngoai_du_lich_tai_Viet_Nam\">B\u1ea3o hi\u1ec3m du l\u1ecbch cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i du l\u1ecbch t\u1ea1i Vi\u1ec7t Nam<\/a><\/li><li><a href=\"#Nhung_goi_bao_hiem_du_lich_khac\">Nh\u1eefng g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch kh\u00e1c<\/a><\/li><li><a href=\"#Nhung_truong_hop_khong_duoc_bao_hiem\">Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m<\/a><\/li><\/ul><\/li><li><a href=\"#4_Kinh_nghiem_mua_bao_hiem_du_lich\">4. Kinh nghi\u1ec7m mua b\u1ea3o hi\u1ec3m du l\u1ecbch<\/a><ul><li><a href=\"#Chon_goi_bao_hiem_nhu_the_nao\">Ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/li><li><a href=\"#Mua_goi_nam_hay_mua_le\">Mua g\u00f3i n\u0103m hay mua l\u1ebb<\/a><\/li><li><a href=\"#Thoi_luc_cua_hop_dong_bao_hiem\">Th\u1eddi l\u1ef1c c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/a><\/li><li><a href=\"#Mua_bao_hiem_o_dau\">Mua b\u1ea3o hi\u1ec3m \u1edf \u0111\u00e2u?<\/a><\/li><\/ul><\/li><\/ul><\/div>\n<h2><span id=\"1_Bao_hiem_du_lich_la_gi\"><strong>1. B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec?<\/strong><\/span><\/h2>\n<p>B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch? Tr\u01b0\u1edbc ti\u00ean, \u0111\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n ch\u00fang ta c\u1ea7n hi\u1ec3u r\u00f5 b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec \u0111\u00e3 nh\u00e9.<\/p>\n<p>Trong m\u1ed9t chuy\u1ebfn \u0111i du l\u1ecbch ho\u1eb7c c\u00f4ng t\u00e1c \u0111\u1ebfn m\u1ed9t n\u01a1i xa, ch\u00fang ta kh\u00f4ng th\u1ec3 n\u00e0o l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra b\u1ea5t k\u1ef3 l\u00fac n\u00e0o v\u00e0 trong t\u00ecnh hu\u1ed1ng n\u00e0o. \u0110\u01a1n gi\u1ea3n nh\u1ea5t, nh\u1eefng t\u00ecnh hu\u1ed1ng c\u00f3 th\u1ec3 x\u1ea3y ra nh\u01b0 th\u1ea5t l\u1ea1c h\u00e0nh l\u00fd, m\u1ea5t h\u1ed9 chi\u1ebfu, v\u00ec l\u00fd do n\u00e0o \u0111\u00f3 nh\u01b0 k\u1eb9t xe khi\u1ebfn b\u1ea1n b\u1ecb tr\u1ec5 chuy\u1ebfn bay, g\u1eb7p v\u1ea5n \u0111\u1ec1 v\u1ec1 s\u1ee9c kh\u1ecfe, ng\u1ed9 \u0111\u1ed9c th\u1ef1c ph\u1ea9m&#8230;<\/p>\n<p>Nh\u1eefng r\u1ee7i ro n\u00e0y th\u01b0\u1eddng \u0111\u1ebfn m\u1ed9t c\u00e1ch b\u1ea5t ng\u1edd m\u00e0 ch\u00fang ta r\u1ea5t kh\u00f3 \u0111\u1ec3 \u0111\u1ec1 ph\u00f2ng \u0111\u01b0\u1ee3c. M\u1eb7c d\u00f9 \u0111\u00e2y l\u00e0 nh\u1eefng v\u1ea5n \u0111\u1ec1 kh\u00f4ng mong mu\u1ed1n, nh\u01b0ng trong nh\u1eefng t\u00ecnh hu\u1ed1ng n\u00e0y th\u00ec b\u1ea3o hi\u1ec3m du l\u1ecbch ch\u00ednh l\u00e0 m\u1ed9t ph\u01b0\u01a1ng ph\u00e1p \u201ct\u00e0i tr\u1ee3\u201d r\u1ee7i ro gi\u00fap b\u1ea1n gi\u1ea3m ph\u1ea7n n\u00e0o gi\u1ea3m thi\u1ec3u thi\u1ec7t h\u1ea1i \u0111\u1ebfn m\u1ee9c th\u1ea5p nh\u1ea5t.<\/p>\n<p><img loading=\"lazy\" class=\"size-full wp-image-106435 aligncenter\" src=\"https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich.jpg\" alt=\"T\u00ecm hi\u1ec3u b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec? - Ngu\u1ed3n \u1ea3nh: Internet\" width=\"640\" height=\"457\" srcset=\"https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich.jpg 700w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-300x214.jpg 300w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-364x260.jpg 364w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-263x188.jpg 263w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-95x68.jpg 95w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<p style=\"text-align: center;\"><em>T\u00ecm hi\u1ec3u b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec? &#8211; Ngu\u1ed3n \u1ea3nh: Internet<\/em><\/p>\n<p>\u201cB\u1ea3o hi\u1ec3m du l\u1ecbch\u201d \u0111\u00fang nh\u01b0 t\u00ean g\u1ecdi, \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m c\u00e1 nh\u00e2n cho kh\u00e1ch h\u00e0ng kh\u1ecfi nh\u1eefng r\u1ee7i ro trong m\u1ed9t chuy\u1ebfn \u0111i du l\u1ecbch nh\u01b0 gi\u00fap b\u1ea3o v\u1ec7 s\u1ee9c kho\u1ebb v\u00e0 t\u00e0i ch\u00ednh.<\/p>\n<p><strong>Trong m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m th\u01b0\u1eddng bao g\u1ed3m nh\u1eefng quy\u1ec1n l\u1ee3i nh\u01b0:<\/strong> Hu\u1ef7 chuy\u1ebfn bay, chuy\u1ebfn bay b\u1ecb tr\u00ec ho\u00e3n, kh\u00e1ch h\u00e0ng m\u1ea5t gi\u1ea5y t\u1edd tu\u1ef3 th\u00e2n hay h\u00e0nh l\u00fd, chi ph\u00ed v\u1eadn chuy\u1ec3n y t\u1ebf c\u1ea5p c\u1ee9u, chi ph\u00ed \u0111i\u1ec1u tr\u1ecb bao g\u1ed3m n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa t\u1ea1i b\u1ec7nh vi\u1ec7n&#8230; \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 c\u00f3 nh\u1eefng quy\u1ec1n l\u1ee3i n\u00e2ng cao tu\u1ef3 theo t\u1eebng g\u00f3i b\u1ea3o hi\u1ec3m.<\/p>\n<p>Tr\u00ean th\u1ef1c t\u1ebf, n\u1ebfu nh\u1eefng t\u00ecnh hu\u1ed1ng kh\u00f4ng may x\u1ea3y ra, nh\u1ea5t l\u00e0 du l\u1ecbch qu\u1ed1c t\u1ebf, du kh\u00e1ch c\u00f3 th\u1ec3 ph\u1ea3i t\u1ef1 chi tr\u1ea3 v\u1edbi s\u1ed1 ti\u1ec1n kh\u00e1 l\u1edbn n\u1ebfu c\u00f3 ph\u00e1t sinh. Tuy nhi\u00ean, v\u1edbi b\u1ea3o hi\u1ec3m du l\u1ecbch t\u00f9y theo g\u00f3i s\u1ea3n ph\u1ea9m v\u1edbi nh\u1eefng \u01b0u \u0111i\u1ec3m ri\u00eang bi\u1ec7t, s\u1ebd gi\u1ea3m \u0111\u01b0\u1ee3c kh\u00e1 nhi\u1ec1u chi ph\u00ed v\u00e0 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i cho kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 y\u00ean t\u00e2m trong chuy\u1ebfn h\u00e0nh tr\u00ecnh c\u1ee7a m\u00ecnh.<\/p>\n<h2><span id=\"2_Bao_hiem_du_lich_co_bat_buoc_khong\"><strong>2. B\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?<\/strong><\/span><\/h2>\n<p>C\u00f3 kh\u00f4ng \u00edt du kh\u00e1ch th\u1eafc m\u1eafc r\u1eb1ng b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng? Th\u1ef1c ch\u1ea5t, b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 lo\u1ea1i h\u00ecnh kh\u00f4ng b\u1eaft bu\u1ed9c. Tuy nhi\u00ean, v\u1eabn c\u00f3 m\u1ed9t s\u1ed1 n\u01b0\u1edbc y\u00eau c\u1ea7u du kh\u00e1ch mua b\u1ea3o hi\u1ec3m du l\u1ecbch m\u1edbi c\u1ea5p visa \u0111i\u1ec3n h\u00ecnh nh\u01b0 c\u00e1c n\u01b0\u1edbc \u1edf Ch\u00e2u \u00c2u, Ch\u00e2u M\u1ef9.<\/p>\n<p>\u0110\u1ed1i v\u1edbi nh\u1eefng ai th\u01b0\u1eddng xuy\u00ean di chuy\u1ec3n, c\u00f4ng t\u00e1c hay du l\u1ecbch kh\u00e1m ph\u00e1 v\u00f9ng \u0111\u1ea5t m\u1edbi th\u01b0\u1eddng lo l\u1eafng v\u1ec1 nh\u1eefng v\u1ea5n \u0111\u1ec1 ph\u00e1t sinh, r\u1ee7i ro trong chuy\u1ebfn \u0111i c\u1ee7a m\u00ecnh th\u00ec b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 m\u1ed9t ph\u01b0\u01a1ng \u00e1n t\u1ed1i \u01b0u gi\u00fap du kh\u00e1ch c\u00f3 m\u1ed9t cu\u1ed9c h\u00e0nh tr\u00ecnh an t\u00e2m, tho\u1ea3i m\u00e1i nh\u1ea5t v\u1edbi nh\u1eefng g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t cho nhu c\u1ea7u c\u1ee7a m\u00ecnh.<\/p>\n<h2><span id=\"3_Cac_loai_bao_hiem_du_lich\"><strong>3. C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m du l\u1ecbch<\/strong><\/span><\/h2>\n<p>D\u1ef1a v\u00e0o \u0111i\u1ec3m \u0111\u1ebfn, b\u1ea3o hi\u1ec3m du l\u1ecbch \u0111\u01b0\u1ee3c chia th\u00e0nh 2 lo\u1ea1i ch\u00ednh l\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch n\u1ed9i \u0111\u1ecba, b\u1ea3o hi\u1ec3m du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i. \u0110\u1ed1i t\u01b0\u1ee3ng tham gia b\u1ea3o hi\u1ec3m c\u0169ng r\u1ea5t \u0111a d\u1ea1ng, c\u00f3 th\u1ec3 l\u00e0 tr\u1ebb em \u0111\u1ee7 1 th\u00e1ng tu\u1ed5i tr\u1edf l\u00ean cho \u0111\u1ebfn ng\u01b0\u1eddi cao tu\u1ed5i kho\u1ea3ng 75 tu\u1ed5i.<\/p>\n<p><strong>T\u00f9y theo m\u1ee5c \u0111\u00edch c\u1ee7a kh\u00e1ch h\u00e0ng, c\u00f3 th\u1ec3 ch\u1ecdn nh\u1eefng g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u01b0:<\/strong><\/p>\n<ul>\n<li>B\u1ea3o hi\u1ec3m du l\u1ecbch chuy\u1ebfn \u0111i: L\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m cho chuy\u1ebfn \u0111i v\u1edbi th\u1eddi gian kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 180 \u2013 182 ng\u00e0y t\u00f9y theo quy \u0111\u1ecbnh c\u1ee7a t\u1eebng nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m.<\/li>\n<li>B\u1ea3o hi\u1ec3m n\u0103m: L\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m th\u00edch h\u1ee3p cho ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean di chuy\u1ec3n, c\u00f4ng t\u00e1c trong n\u0103m, v\u1edbi \u0111i\u1ec1u ki\u1ec7n m\u1ed7i chuy\u1ebfn \u0111i kh\u00f4ng qu\u00e1 90 ho\u1eb7c 180 ng\u00e0y theo quy \u0111\u1ecbnh c\u1ee7a nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m.<\/li>\n<\/ul>\n<h3><span id=\"Co_nen_mua_bao_hiem_du_lich_khong\"><strong>C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch kh\u00f4ng?<\/strong><\/span><\/h3>\n<p>C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch kh\u00f4ng l\u00e0 m\u1ed9t d\u1ea5u ch\u1ea5m h\u1ecfi r\u1ea5t l\u1edbn \u0111\u1ed1i v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi tr\u01b0\u1edbc chuy\u1ebfn \u0111i, v\u00e0 kh\u00f4ng \u00edt ng\u01b0\u1eddi th\u01b0\u1eddng c\u00f3 t\u00e2m l\u00fd nh\u1eefng chuy\u1ebfn \u0111i tr\u01b0\u1edbc v\u1eabn r\u1ea5t an to\u00e0n kh\u00f4ng c\u00f3 chuy\u1ec7n g\u00ec th\u00ec mua b\u1ea3o hi\u1ec3m l\u00e0m g\u00ec cho t\u1ed1n k\u00e9m.<\/p>\n<p>B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 lo\u1ea1i h\u00ecnh kh\u00f4ng b\u1eaft bu\u1ed9c n\u00ean nhi\u1ec1u ng\u01b0\u1eddi th\u01b0\u1eddng kh\u00f4ng quan t\u00e2m \u0111\u1ebfn. Tuy nhi\u00ean, kh\u00f3 ai bi\u1ebft tr\u01b0\u1edbc \u0111\u01b0\u1ee3c t\u01b0\u01a1ng lai x\u1ea3y ra \u0111i\u1ec1u g\u00ec, m\u1ecdi v\u1ea5n \u0111\u1ec1 c\u00f3 th\u1ec3 ph\u00e1t sinh b\u1ea5t k\u1ef3 l\u00fac n\u00e0o, cho d\u00f9 \u0111\u00e3 c\u00f3 bi\u1ec7n ph\u00e1p ph\u00f2ng tr\u00e1nh nh\u01b0ng kh\u00f4ng th\u1ec3 n\u00e0o \u0111\u1ea3m b\u1ea3o r\u1ee7i ro kh\u00f4ng x\u1ea3y ra.<\/p>\n<p>Trong m\u1ed9t chuy\u1ebfn \u0111i, ch\u1eb3ng h\u1ea1n nh\u01b0 chuy\u1ebfn bay tr\u00ec ho\u00e3n, m\u1ea5t gi\u1ea5y t\u1edd t\u00f9y th\u00e2n, s\u1ee9c kh\u1ecfe c\u00f3 v\u1ea5n \u0111\u1ec1&#8230; th\u01b0\u1eddng g\u00e2y ra thi\u1ec7t h\u1ea1i kh\u00f4ng nh\u1ecf \u0111\u1ebfn nhi\u1ec1u du kh\u00e1ch. V\u00ec th\u1ebf, xem x\u00e9t mua b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 m\u1ed9t c\u00e1ch b\u1ea1n c\u00f3 th\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro, an t\u00e2m h\u01a1n r\u1ea5t nhi\u1ec1u cho chuy\u1ebfn \u0111i s\u1eafp t\u1edbi.<\/p>\n<p><img loading=\"lazy\" class=\"size-full wp-image-106437 aligncenter\" src=\"https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-1.jpg\" alt=\"C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch hay kh\u00f4ng v\u00e0 l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn \u0111\u01b0\u1ee3c lo\u1ea1i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p? - Ngu\u1ed3n \u1ea3nh: Internet\" width=\"640\" height=\"341\" srcset=\"https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-1.jpg 1000w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-1-768x409.jpg 768w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-1-300x160.jpg 300w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-1-416x222.jpg 416w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-1-110x59.jpg 110w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<p style=\"text-align: center;\"><em>C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch hay kh\u00f4ng v\u00e0 l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn \u0111\u01b0\u1ee3c lo\u1ea1i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p? &#8211; Ngu\u1ed3n \u1ea3nh: Internet<\/em><\/p>\n<p>Tuy nhi\u00ean, b\u1ea1n n\u00ean tham kh\u1ea3o v\u00e0 t\u00ecm hi\u1ec3u k\u1ef9 th\u00f4ng tin, c\u00f3 th\u1ec3 nh\u1edd s\u1ef1 tr\u1ee3 gi\u00fap c\u1ee7a t\u01b0 v\u1ea5n vi\u00ean \u0111\u1ec3 c\u00f3 th\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n nh\u1eefng quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh. \u0110\u1ed1i v\u1edbi nh\u1eefng nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m c\u00f3 thanh to\u00e1n tr\u1ef1c tuy\u1ebfn th\u00ec vi\u1ec7c mua b\u1ea3o hi\u1ec3m tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n h\u1ebft, b\u1ea1n c\u00f3 th\u1ec3 mua tr\u01b0\u1edbc chuy\u1ebfn \u0111i v\u00e0i ti\u1ebfng \u0111\u1ed3ng h\u1ed3 v\u1edbi nh\u1eefng th\u1ee7 t\u1ee5c kh\u00e1 \u0111\u01a1n gi\u1ea3n v\u00e0 nhanh ch\u00f3ng.<\/p>\n<p>Nh\u01b0ng n\u1ebfu nh\u00e0 cung c\u1ea5p ch\u01b0a h\u1ed7 tr\u1ee3 tr\u1ef1c tuy\u1ebfn, \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o h\u1ee3p \u0111\u1ed3ng c\u00f3 hi\u1ec7u l\u1ef1c, nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u1ea7y \u0111\u1ee7 ch\u1ee9ng t\u1eeb b\u1ea3o hi\u1ec3m b\u1ea1n n\u00ean c\u00e2n nh\u1eafc mua tr\u01b0\u1edbc v\u00e0i ng\u00e0y tr\u01b0\u1edbc chuy\u1ebfn \u0111i \u0111\u1ec3 tr\u00e1nh nh\u1eefng v\u1ea5n \u0111\u1ec1 ph\u00e1t sinh trong l\u00fac l\u00e0m th\u1ee7 t\u1ee5c.<\/p>\n<p>M\u1ed7i b\u1ea3o hi\u1ec3m s\u1ebd c\u00f3 \u01b0u nh\u01b0\u1ee3c ri\u00eang, ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1c nhau, so s\u00e1nh b\u1ea3o hi\u1ec3m du l\u1ecbch theo t\u1eebng lo\u1ea1i h\u00ecnh s\u1ebd gi\u00fap b\u1ea1n c\u00f3 c\u00e1i nh\u00ecn c\u1ee5 th\u1ec3 nh\u1ea5t nh\u01b0 sau:<\/p>\n<h3><span id=\"Bao_hiem_du_lich_noi_dia\"><strong>B\u1ea3o hi\u1ec3m du l\u1ecbch n\u1ed9i \u0111\u1ecba<\/strong><\/span><\/h3>\n<p>B\u1ea3o hi\u1ec3m du l\u1ecbch n\u1ed9i \u0111\u1ecba hay c\u00f2n g\u1ecdi l\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch trong n\u01b0\u1edbc. \u0110\u1ed1i v\u1edbi lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m n\u00e0y s\u1ebd chi tr\u1ea3 cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p nh\u01b0: T\u1eed vong do tai n\u1ea1n, b\u1ec7nh t\u1eadt, th\u01b0\u01a1ng t\u1eadt v\u0129nh vi\u1ec5n, s\u1ef1 c\u1ed1 ho\u1eb7c chi ph\u00ed ph\u00e1t sinh trong chuy\u1ebfn \u0111i.<\/p>\n<p>Th\u00f4ng th\u01b0\u1eddng, nh\u1eefng ng\u01b0\u1eddi \u0111\u1eb7t du l\u1ecbch theo tour th\u00ec \u0111a ph\u1ea7n c\u00f4ng ty du l\u1ecbch \u0111\u00e3 mua k\u00e8m b\u1ea3o hi\u1ec3m du l\u1ecbch cho kh\u00e1ch h\u00e0ng t\u00ednh trong gi\u00e1 tour. Tu\u1ef3 theo quy \u0111\u1ecbnh v\u00e0 t\u00ednh ch\u1ea5t tour s\u1ebd c\u00f3 nh\u1eefng m\u1ee9c b\u1ed3i th\u01b0\u1eddng c\u1ee5 th\u1ec3 kh\u00e1c nhau.<\/p>\n<p>\u0110\u1ed1i t\u01b0\u1ee3ng tham gia c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch trong n\u01b0\u1edbc l\u00e0 c\u00f4ng d\u00e2n Vi\u1ec7t Nam tu\u1ed5i t\u1eeb 06 tu\u1ea7n tu\u1ed5i \u2013 85 tu\u1ed5i \u0111i du l\u1ecbch trong l\u00e3nh th\u1ed5 Vi\u1ec7t Nam nh\u01b0 ngh\u1ec9 d\u01b0\u1ee1ng t\u1ea1i kh\u00e1ch s\u1ea1n, t\u1eafm bi\u1ec3n, tham quan, ngh\u1ec9 m\u00e1t, leo n\u00fai&#8230; (<em>\u0111\u1ed9 tu\u1ed5i c\u00f3 th\u1ec3 thay \u0111\u1ed5i t\u00f9y theo c\u00f4ng ty v\u00e0 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m<\/em>).<\/p>\n<p>Ri\u00eang \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi \u0111i du l\u1ecbch m\u1ea1o hi\u1ec3m ho\u1eb7c tham gia thi \u0111\u1ea5u chuy\u00ean nghi\u1ec7p nh\u01b0 leo n\u00fai m\u1ea1o hi\u1ec3m, l\u01b0\u1edbt v\u00e1n, \u0111\u1ea5m b\u1ed1c&#8230; th\u01b0\u1eddng s\u1ebd ph\u1ea3i mua th\u00eam g\u00f3i \u0111i\u1ec1u kho\u1ea3n b\u1ed5 sung \u0111\u1ec3 m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m chi tr\u1ea3 khi c\u00f3 r\u1ee7i ro.<\/p>\n<p>Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m th\u01b0\u1eddng s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 theo s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m theo t\u1eebng m\u1ee9c. Trong tr\u01b0\u1eddng h\u1ee3p th\u01b0\u01a1ng t\u1eadt v\u0129nh vi\u1ec5n s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 theo b\u1ea3ng t\u1ef7 l\u1ec7 th\u01b0\u01a1ng t\u1eadt, \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng may t\u1eed vong do tai n\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m.<\/p>\n<p><img loading=\"lazy\" class=\"size-full wp-image-106438 aligncenter\" src=\"https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-trong-nuoc.jpg\" alt=\"T\u00ecm hi\u1ec3u th\u00f4ng tin chi ti\u1ebft v\u1ec1 b\u1ea3o hi\u1ec3m du l\u1ecbch trong n\u01b0\u1edbc - Ngu\u1ed3n \u1ea3nh: Internet\" width=\"640\" height=\"414\" srcset=\"https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-trong-nuoc.jpg 800w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-trong-nuoc-768x496.jpg 768w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-trong-nuoc-300x194.jpg 300w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-trong-nuoc-402x260.jpg 402w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-trong-nuoc-291x188.jpg 291w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-trong-nuoc-105x68.jpg 105w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<p style=\"text-align: center;\"><em>B\u1ea3o hi\u1ec3m du l\u1ecbch trong n\u01b0\u1edbc th\u01b0\u1eddng b\u00e1n k\u00e8m tour &#8211; Ngu\u1ed3n \u1ea3nh: Internet<\/em><\/p>\n<p>V\u1eady b\u1ea3o hi\u1ec3m du l\u1ecbch gi\u00e1 bao nhi\u00eau? \u0110\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m du l\u1ecbch trong n\u01b0\u1edbc s\u1ebd bao g\u1ed3m ph\u00ed c\u01a1 b\u1ea3n v\u00e0 ph\u00ed b\u1ed5 sung nh\u01b0 sau:<\/p>\n<p><strong>Ph\u00ed c\u01a1 b\u1ea3n:<\/strong><\/p>\n<ul>\n<li>\u0110\u1ed1i v\u1edbi kh\u00e1ch du l\u1ecbch mua b\u1ea3o hi\u1ec3m chuy\u1ebfn ph\u00ed b\u1ea3o hi\u1ec3m s\u1ebd dao \u0111\u1ed9ng t\u1eeb 0,004 \u2013 0,015%\u00a0 (S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m\/ng\u01b0\u1eddi\/ng\u00e0y).<\/li>\n<\/ul>\n<p>Ch\u1eb3ng h\u1ea1n v\u1edbi STBH (s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m) l\u00e0 70 tri\u1ec7u th\u00ec ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c t\u00ednh: 70.000.000 x 0,015% = 10,500 \u0111\u1ed3ng\/ng\u01b0\u1eddi\/ng\u00e0y.<\/p>\n<ul>\n<li>\u0110\u1ed1i v\u1edbi kh\u00e1ch ch\u1ec9 tham gia b\u1ea3o hi\u1ec3m du l\u1ecbch \u1edf nh\u1eefng \u0111\u1ecba \u0111i\u1ec3m nh\u1ea5t \u0111\u1ecbnh nh\u01b0 leo n\u00fai, t\u1eafm bi\u1ec3n ho\u1eb7c di chuy\u1ec3n b\u1eb1ng \u0111\u01b0\u1eddng thu\u1ef7 th\u00ec ph\u00ed b\u1ea3o hi\u1ec3m s\u1ebd l\u00e0 0,01% (STBH\/l\u01b0\u1ee3t\/ng\u01b0\u1eddi), nh\u1eefng tr\u01b0\u1eddng h\u1ee3p c\u00f2n l\u1ea1i l\u00e0 0,005% (STBH\/l\u01b0\u1ee3t\/ng\u01b0\u1eddi).<\/li>\n<\/ul>\n<p><strong>Ph\u00ed b\u1ed5 sung:<\/strong><\/p>\n<ul>\n<li>Ph\u00ed b\u1ed5 sung trong tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch du l\u1ecbch c\u00f3 tham gia thi \u0111\u1ea5u th\u1ec3 thao th\u00ec m\u1ee9c ph\u00ed l\u00e0 0,1% (STBH\/l\u01b0\u1ee3t ng\u01b0\u1eddi).<\/li>\n<\/ul>\n<h3><span id=\"Bao_hiem_du_lich_quoc_te\"><strong>B\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/strong><\/span><\/h3>\n<p>\u0110\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf s\u1ebd m\u1edf r\u1ed9ng ph\u1ea1m vi chi tr\u1ea3 h\u01a1n so v\u1edbi b\u1ea3o hi\u1ec3m du l\u1ecbch trong n\u01b0\u1edbc. \u0110\u1ed1i t\u01b0\u1ee3ng tham gia l\u00e0 c\u00f4ng d\u00e2n Vi\u1ec7t Nam ra n\u01b0\u1edbc ngo\u00e0i tham quan, du l\u1ecbch, c\u00f4ng t\u00e1c, th\u0103m vi\u1ebfng b\u1ea1n b\u00e8, l\u00e0m vi\u1ec7c, d\u1ef1 h\u1ed9i ngh\u1ecb, thi \u0111\u1ea5u th\u1ec3 thao, bi\u1ec3u di\u1ec5n ngh\u1ec7 thu\u1eadt&#8230; trong \u0111\u1ed9 tu\u1ed5i t\u1eeb 06 th\u00e1ng tu\u1ed5i \u2013 85 tu\u1ed5i, \u0111i v\u1edbi t\u01b0 c\u00e1ch c\u00e1 nh\u00e2n, \u0111o\u00e0n th\u1ec3 ho\u1eb7c t\u1ed5 ch\u1ee9c.<\/p>\n<p><strong>C\u00e1c chi ph\u00ed s\u1ebd \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng theo \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng th\u01b0\u1eddng bao g\u1ed3m:<\/strong><\/p>\n<ul>\n<li>Tai n\u1ea1n c\u00e1 nh\u00e2n: Nh\u1eefng th\u01b0\u01a1ng t\u1eadt, b\u1ecb \u0111au \u1ed1m b\u1ec7nh t\u1eadt do kh\u00ed h\u1eadu, th\u1eddi ti\u1ebft ph\u00e1t sinh trong chuy\u1ebfn \u0111i theo t\u1eebng m\u1ee9c t\u1eeb nh\u1eb9 \u0111\u1ebfn nghi\u00eam tr\u1ecdng c\u1ea7n \u0111i\u1ec1u tr\u1ecb y t\u1ebf \u1edf n\u01b0\u1edbc ngo\u00e0i v\u00e0 c\u0169ng c\u00f3 th\u1ec3 ph\u00e1t sinh sau khi v\u1ec1 n\u01b0\u1edbc.<\/li>\n<li>S\u1ef1 c\u1ed1 li\u00ean quan \u0111\u1ebfn chuy\u1ebfn bay: Chuy\u1ebfn bay b\u1ecb tr\u00ec ho\u00e3n, hu\u1ef7 chuy\u1ebfn, du kh\u00e1ch b\u1ecb th\u1ea5t l\u1ea1c h\u00e0nh l\u00fd, b\u1ecb d\u1eddi chuy\u1ebfn \u0111\u1ed9t xu\u1ea5t v\u00e0 nh\u1eefng chi ph\u00ed ph\u00e1t sinh kh\u00e1c.<\/li>\n<li>M\u1ea5t t\u00e0i s\u1ea3n, ch\u1ee9ng t\u1eeb c\u00e1 nh\u00e2n: M\u1ea5t m\u00e1t t\u00e0i s\u1ea3n, gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 tr\u1ecb quan tr\u1ecdng th\u01b0\u1eddng khi\u1ebfn du kh\u00e1ch hoang mang khi v\u01b0\u1edbng v\u00e0o nhi\u1ec1u th\u1ee7 t\u1ee5c r\u1eafc r\u1ed1i v\u00e0 kh\u00f4ng \u0111\u1ee7 t\u00e0i ch\u00ednh chi tr\u1ea3 trong th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i c\u0169ng \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m du l\u1ecbch chi tr\u1ea3 t\u1ea5t c\u1ea3 chi ph\u00ed ph\u00e1t sinh.<\/li>\n<li>Nh\u1eefng thi\u1ec7t h\u1ea1i ph\u00e1t sinh kh\u00e1c: C\u00f3 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng mong mu\u1ed1n nh\u01b0 du kh\u00e1ch du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i thu\u00ea xe, ph\u01b0\u01a1ng ti\u1ec7n di chuy\u1ec3n nh\u01b0ng ch\u1eb3ng may x\u1ea3y ra tai n\u1ea1n g\u00e2y thi\u1ec7t h\u1ea1i v\u1ec1 xe th\u01b0\u1eddng chi ph\u00ed \u0111\u1ec1n b\u00f9 kh\u00e1 l\u1edbn. Nh\u01b0ng khi c\u00f3 b\u1ea3o hi\u1ec3m du l\u1ecbch th\u00ec v\u1eabn \u0111\u01b0\u1ee3c chi tr\u1ea3 trong tr\u01b0\u1eddng h\u1ee3p \u0111\u1ed9t xu\u1ea5t nh\u01b0 v\u1eady.<\/li>\n<\/ul>\n<p>\u0110\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m qu\u1ed1c t\u1ebf, du kh\u00e1ch s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng nh\u1eefng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m nh\u01b0: B\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed n\u01b0\u1edbc ngo\u00e0i n\u1ebfu m\u1ee9c chi ph\u00ed ph\u00e1t sinh tr\u00ean 2.500 USD\/ ng\u01b0\u1eddi. H\u1ed7 tr\u1ee3 du l\u1ecbch s\u1ebd cung c\u1ea5p nh\u1eefng th\u00f4ng tin du l\u1ecbch, d\u1ecbch v\u1ee5 d\u1ecbch thu\u1eadt, \u0111\u1ea1i s\u1ee9 qu\u00e1n, c\u01a1 s\u1edf y t\u1ebf n\u01b0\u1edbc ngo\u00e0i. D\u1ecbch v\u1ee5 v\u1eadn chuy\u1ec3n, c\u1ea5p c\u1ee9u y t\u1ebf, chi ph\u00ed \u0103n u\u1ed1ng cho ng\u01b0\u1eddi \u0111i k\u00e8m n\u1ebfu ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i \u0111i\u1ec1u tr\u1ecb y t\u1ebf do \u1ed1m \u0111au, b\u1ec7nh t\u1eadt&#8230;<\/p>\n<p><img loading=\"lazy\" class=\"size-full wp-image-106439 aligncenter\" src=\"https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-quoc-te.jpg\" alt=\"T\u00ecm hi\u1ec3u th\u00f4ng tin v\u1ec1 b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf - Ngu\u1ed3n \u1ea3nh: Internet\" width=\"640\" height=\"405\" srcset=\"https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-quoc-te.jpg 1600w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-quoc-te-768x486.jpg 768w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-quoc-te-1536x972.jpg 1536w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-quoc-te-300x190.jpg 300w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-quoc-te-411x260.jpg 411w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-quoc-te-297x188.jpg 297w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-quoc-te-108x68.jpg 108w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<p style=\"text-align: center;\"><em>T\u00ecm hi\u1ec3u th\u00f4ng tin v\u1ec1 b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf &#8211; Ngu\u1ed3n \u1ea3nh: Internet<\/em><\/p>\n<p>Hi\u1ec7n nay, nh\u1eefng n\u01b0\u1edbc b\u1eaft bu\u1ed9c du kh\u00e1ch mua b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 M\u1ef9 m\u1ee9c ph\u00ed t\u00f9y theo g\u00f3i b\u1ea3o hi\u1ec3m, \u00dac, Nh\u1eadt B\u1ea3n (m\u1ee9c ph\u00ed t\u1ed1i thi\u1ec3u th\u01b0\u1eddng dao \u0111\u1ed9ng t\u1eeb 10.000 \u2013 20.000USD), kh\u1ed1i Schengen \u2013 Ch\u00e2u \u00c2u (mua b\u1ea3o hi\u1ec3m v\u1edbi s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u kho\u1ea3ng 30.000 EUR ho\u1eb7c t\u1eeb 50.000USD),\u00a0 Th\u1ed5 Nh\u0129 K\u1ef3 (STBH \u0111\u1ea3m b\u1ea3o t\u1ed1i thi\u1ec3u t\u1eeb 815 USD tr\u1edf l\u00ean), Nga (t\u00f9y theo tr\u01b0\u1eddng h\u1ee3p, c\u1ea7n mua b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c b\u1eb1ng v\u1edbi th\u1eddi h\u1ea1n visa), Cuba (du kh\u00e1ch c\u1ea7n c\u00f3 gi\u1ea5y t\u1edd ch\u1ee9ng minh \u0111\u00e3 mua b\u1ea3o hi\u1ec3m du l\u1ecbch tr\u01b0\u1edbc khi nh\u1eadp c\u1ea3nh, ho\u1eb7c ph\u1ea3i mua \u1edf c\u1eeda kh\u1ea9u n\u1ebfu ch\u01b0a c\u00f3 v\u1edbi m\u1ee9c gi\u00e1 kh\u00e1 cao), Th\u00e1i Lan (tuy ch\u01b0a ch\u00ednh th\u1ee9c nh\u01b0ng n\u01b0\u1edbc n\u00e0y c\u0169ng \u0111ang \u0111\u00f2i h\u1ecfi du kh\u00e1ch qu\u1ed1c t\u1ebf c\u00f3 b\u1ea3o hi\u1ec3m du l\u1ecbch khi nh\u1eadp c\u1ea3nh), ti\u1ec3u v\u01b0\u01a1ng qu\u1ed1c \u1ea2 R\u1eadp th\u1ed1ng nh\u1ea5t (s\u1ebd t\u1eeb ch\u1ed1i c\u1ea5p visa cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i n\u1ebfu ng\u01b0\u1eddi \u0111\u00f3 kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u00f9 h\u1ee3p).<\/p>\n<p>B\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf c\u00f3 chi ph\u00ed ph\u1ee5 thu\u1ed9c v\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m nh\u01b0 ph\u1ed5 th\u00f4ng, cao c\u1ea5p, th\u01b0\u1ee3ng h\u1ea1ng v\u00e0 s\u1ed1 ng\u00e0y du l\u1ecbch nh\u01b0 sau:<\/p>\n<ul>\n<li>V\u00f9ng \u0110\u00f4ng Nam \u00c1: Th\u01b0\u1eddng c\u00f3 m\u1ee9c gi\u00e1 t\u1eeb 6 \u2013 69 USD\/ng\u01b0\u1eddi.<\/li>\n<li>V\u00f9ng Ch\u00e2u \u00c1 (tr\u1eeb Nh\u1eadt B\u1ea3n v\u00e0 bao g\u1ed3m c\u1ea3 Australia, New Zealand): C\u00f3 m\u1ee9c gi\u00e1 kho\u1ea3ng t\u1eeb 8 \u2013 95 USD\/ng\u01b0\u1eddi.<\/li>\n<li>To\u00e0n c\u1ea7u (\u00c1p d\u1ee5ng chung \u0111\u1ed1i v\u1edbi Nh\u1eadt B\u1ea3n v\u00e0 c\u00e1c n\u01b0\u1edbc c\u00f2n l\u1ea1i): C\u00f3 m\u1ee9c gi\u00e1 kho\u1ea3ng t\u1eeb 9 \u2013 106 USD\/ng\u01b0\u1eddi.<\/li>\n<\/ul>\n<p>\u0110\u1ed1i v\u1edbi du kh\u00e1ch du l\u1ecbch qu\u1ed1c t\u1ebf theo nh\u00f3m, th\u00ec chi ph\u00ed s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh nh\u01b0 sau:<\/p>\n<ul>\n<li>Chi ph\u00ed nh\u00f3m = (Ph\u00ed c\u00e1 nh\u00e2n x T\u1ed5ng s\u1ed1 ng\u01b0\u1eddi c\u1ee7a nh\u00f3m) \u2013 Ph\u00ed gi\u1ea3m.<\/li>\n<li>\u0110\u1ed1i v\u1edbi nh\u00f3m kh\u00e1ch t\u1eeb 2 \u2013 10 ng\u01b0\u1eddi ph\u00ed gi\u1ea3m s\u1ebd l\u00e0 2%, t\u1eeb 10 \u2013 100 ng\u01b0\u1eddi ph\u00ed gi\u1ea3m l\u00e0 3%,\u00a0 t\u1eeb 101 \u0111\u1ebfn 500 ng\u01b0\u1eddi ph\u00ed gi\u1ea3m l\u00e0 5%&#8230;<\/li>\n<\/ul>\n<p>Nh\u01b0 v\u1eady, m\u1ee9c ph\u00ed b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i th\u01b0\u1eddng \u1edf m\u1ee9c ph\u1ed5 bi\u1ebfn nh\u1ea5t l\u00e0 1,5 USD\/ng\u01b0\u1eddi\/ng\u00e0y, m\u1ee9c \u0111\u1ec1n b\u00f9 cao nh\u1ea5t th\u01b0\u1eddng kho\u1ea3ng 10.000 USD\/tr\u01b0\u1eddng h\u1ee3p \u0111\u01b0\u1ee3c c\u00e1c tour \u0111\u00e3 mua s\u1eb5n.<\/p>\n<h3><span id=\"Bao_hiem_du_lich_cho_nguoi_nuoc_ngoai_du_lich_tai_Viet_Nam\"><strong>B\u1ea3o hi\u1ec3m du l\u1ecbch cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i du l\u1ecbch t\u1ea1i Vi\u1ec7t Nam<\/strong><\/span><\/h3>\n<p>T\u01b0\u01a1ng t\u1ef1 nh\u01b0 b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf, \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m du l\u1ecbch cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u1ebfn Vi\u1ec7t Nam&#8230; kh\u00f4ng may x\u1ea3y ra nh\u1eefng v\u1ea5n \u0111\u1ec1 nh\u01b0 b\u1ecb \u1ed1m \u0111au, b\u1ec7nh t\u1eadt, x\u1ea3y ra tai n\u1ea1n thu\u1ed9c ph\u1ea1m vi b\u1ea3o hi\u1ec3m, s\u1ebd \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3 to\u00e0n b\u1ed9 chi ph\u00ed ph\u00e1t sinh trong su\u1ed1t qu\u00e1 tr\u00ecnh \u0111i\u1ec1u tr\u1ecb theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 gi\u1edbi h\u1ea1n theo t\u1eebng ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m trong b\u1ea3ng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m k\u00e8m theo.<\/p>\n<p>\u0110\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y l\u00e0 nh\u1eefng ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u1ebfn Vi\u1ec7t Nam tham quan, th\u0103m vi\u1ebfng b\u1ea1n b\u00e8, ng\u01b0\u1eddi th\u00e2n, d\u1ef1 h\u1ed9i th\u1ea3o, h\u1ed9i ngh\u1ecb, tham gia thi \u0111\u1ea5u th\u1ec3 thao, ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u01b0 tr\u00fa tr\u00ean l\u00e3nh th\u1ed5 Vi\u1ec7t Nam ho\u1eb7c du l\u1ecbch trong ph\u1ea1m vi l\u00e3nh th\u1ed5 Vi\u1ec7t Nam.<\/p>\n<p>Ph\u00ed b\u1ea3o hi\u1ec3m s\u1ebd c\u0103n c\u1ee9 v\u00e0o th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m v\u00e0 nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m m\u00e0 du kh\u00e1ch ch\u1ecdn. Khi mua b\u1ea3o hi\u1ec3m du l\u1ecbch, kh\u00e1ch h\u00e0ng s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o nh\u1eefng quy\u1ec1n l\u1ee3i c\u01a1 b\u1ea3n v\u00e0 n\u00e2ng cao, \u0111\u01b0\u1ee3c chi tr\u1ea3 khi c\u00f3 r\u1ee7i ro nh\u01b0 chi ph\u00ed y t\u1ebf, chi ph\u00ed v\u1eadn chuy\u1ec3n y t\u1ebf trong l\u00e3nh th\u1ed5 Vi\u1ec7t Nam v\u00e0 ngo\u00e0i l\u00e3nh th\u1ed5 Vi\u1ec7t Nam&#8230;<\/p>\n<h3><span id=\"Nhung_goi_bao_hiem_du_lich_khac\"><strong>Nh\u1eefng g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch kh\u00e1c<\/strong><\/span><\/h3>\n<p>Ngo\u00e0i nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m du l\u1ecbch tr\u00ean, c\u00f2n c\u00f3 g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch m\u00e0 du kh\u00e1ch n\u00ean c\u00e2n nh\u1eafc \u0111\u1ec3 l\u1ef1a ch\u1ecdn \u0111\u01b0\u1ee3c s\u1ea3n ph\u1ea9m ph\u00f9 h\u1ee3p nh\u1ea5t l\u00e0:<\/p>\n<p><strong>B\u1ea3o hi\u1ec3m du l\u1ecbch c\u00e1 nh\u00e2n<\/strong><\/p>\n<p>\u0110\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00e1 nh\u00e2n l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ch\u1ec9 d\u00e0nh ri\u00eang cho m\u1ed9t c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. Khi c\u00f3 v\u1ea5n \u0111\u1ec1 ph\u00e1t sinh x\u1ea3y ra, th\u00ec nh\u1eefng quy\u1ec1n l\u1ee3i trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ch\u1ec9 s\u1ebd c\u00f3 hi\u1ec7u l\u1ef1c v\u1edbi m\u1ed9t c\u00e1 nh\u00e2n duy nh\u1ea5t thu\u1ed9c ph\u1ea1m vi b\u1ea3o hi\u1ec3m chi tr\u1ea3 trong chuy\u1ebfn \u0111i.<\/p>\n<p><img loading=\"lazy\" class=\"size-full wp-image-106441 aligncenter\" src=\"https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-3.jpg\" alt=\"N\u00ean ch\u1ecdn mua b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00e1 nh\u00e2n hay gia \u0111\u00ecnh? - Ngu\u1ed3n \u1ea3nh: Internet\" width=\"640\" height=\"426\" srcset=\"https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-3.jpg 800w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-3-768x511.jpg 768w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-3-300x200.jpg 300w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-3-391x260.jpg 391w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-3-283x188.jpg 283w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-3-102x68.jpg 102w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<p style=\"text-align: center;\"><em>N\u00ean ch\u1ecdn mua b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00e1 nh\u00e2n hay gia \u0111\u00ecnh? &#8211; Ngu\u1ed3n \u1ea3nh: Internet<\/em><\/p>\n<p>\u0110\u1ed1i v\u1edbi chuy\u1ebfn \u0111i kho\u1ea3ng t\u1eeb 1 \u2013 3 ng\u01b0\u1eddi, b\u1ea1n c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc ch\u1ecdn b\u1ea3o hi\u1ec3m c\u00e1 nh\u00e2n, chia th\u00e0nh c\u00e1c lo\u1ea1i h\u1ee3p \u0111\u1ed3ng kh\u00e1c nhau cho ch\u00ednh b\u1ea3n th\u00e2n m\u00ecnh v\u00e0 ng\u01b0\u1eddi c\u00f9ng \u0111i.<\/p>\n<p><strong>B\u1ea3o hi\u1ec3m du l\u1ecbch gia \u0111\u00ecnh<\/strong><\/p>\n<p>B\u1ea3o hi\u1ec3m gia \u0111\u00ecnh l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ebd b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i cho c\u00e1c th\u00e0nh vi\u00ean trong m\u1ed9t gia \u0111\u00ecnh bao g\u1ed3m \u00f4ng b\u00e0, b\u1ed1 m\u1eb9, con c\u00e1i&#8230; tr\u00ean c\u00f9ng m\u1ed9t \u0111\u01a1n v\u1ecb b\u1ea3o hi\u1ec3m theo \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng.<\/p>\n<p>Khi c\u00f3 r\u1ee7i ro x\u1ea3y ra trong chuy\u1ebfn \u0111i, b\u1ea5t k\u1ef3 th\u00e0nh vi\u00ean n\u00e0o trong gia \u0111\u00ecnh c\u0169ng \u0111\u1ec1u \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3 v\u00e0 b\u1ed3i th\u01b0\u1eddng theo nh\u01b0 th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng. N\u1ebfu trong m\u1ed9t chuy\u1ebfn \u0111i \u0111\u00f4ng th\u00e0nh vi\u00ean, thay v\u00ec l\u00e0m nhi\u1ec1u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00e1 nh\u00e2n kh\u00e1 ph\u1ee9c t\u1ea1p v\u00e0 t\u1ed1n nhi\u1ec1u th\u1eddi gian th\u00ec b\u1ea3o hi\u1ec3m gia \u0111\u00ecnh l\u00e0 ph\u01b0\u01a1ng \u00e1n t\u1ed1i \u01b0u h\u01a1n c\u1ea3 m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o.<\/p>\n<h3><span id=\"Nhung_truong_hop_khong_duoc_bao_hiem\"><strong>Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m<\/strong><\/span><\/h3>\n<p>Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m c\u0169ng c\u1ea7n \u0111\u1ecdc r\u00f5 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng \u0111\u1ec3 tr\u00e1nh vi ph\u1ea1m v\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3 khi c\u00f3 r\u1ee7i ro trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p nh\u01b0:<\/p>\n<ul>\n<li>Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u00f3 h\u00e0nh vi c\u1ed1 \u00fd vi ph\u1ea1m nh\u01b0: Ph\u00e1p lu\u1eadt, nh\u1eefng quy \u0111\u1ecbnh, n\u1ed9i quy c\u1ee7a ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng n\u01a1i du l\u1ecbch hay c\u01a1 quan du l\u1ecbch.<\/li>\n<li>Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ho\u1eb7c ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng c\u00f3 nh\u1eefng h\u00e0nh vi c\u1ed1 \u00fd vi ph\u1ea1m \u0111\u1ec3 \u0111\u01b0\u1ee3c chi tr\u1ea3 b\u1ea3o hi\u1ec3m.<\/li>\n<li>Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m s\u1eed d\u1ee5ng nh\u1eefng ch\u1ea5t k\u00edch th\u00edch g\u00e2y \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn h\u00e0nh vi nh\u01b0 r\u01b0\u1ee3u bia, ma tu\u00fd&#8230;<\/li>\n<li>Chi\u1ebfn tranh&#8230;<\/li>\n<\/ul>\n<h2><span id=\"4_Kinh_nghiem_mua_bao_hiem_du_lich\"><strong>4. Kinh nghi\u1ec7m mua b\u1ea3o hi\u1ec3m du l\u1ecbch<\/strong><\/span><\/h2>\n<h3><span id=\"Chon_goi_bao_hiem_nhu_the_nao\"><strong>Ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m nh\u01b0 th\u1ebf n\u00e0o?<\/strong><\/span><\/h3>\n<p>Nhi\u1ec1u kh\u00e1ch h\u00e0ng ch\u01b0a th\u00f4ng th\u1ea1o v\u1ec1 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m th\u01b0\u1eddng ch\u1ec9 d\u1ef1a v\u00e0o chi ph\u00ed \u0111\u00f3ng b\u1ea3o hi\u1ec3m \u0111\u1ec3 so s\u00e1nh v\u00e0 l\u1ef1a ch\u1ecdn. Tuy nhi\u00ean, \u0111\u1ec3 \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i m\u1ed9t c\u00e1ch t\u1ed1i \u01b0u nh\u1ea5t t\u00f9y theo nhu c\u1ea7u, kh\u00e1ch h\u00e0ng c\u1ea7n c\u00e2n nh\u1eafc th\u00eam nhi\u1ec1u v\u1ea5n \u0111\u1ec1 kh\u00e1c nh\u01b0 m\u1ee9c ph\u00ed, m\u1ee9c b\u1ed3i th\u01b0\u1eddng, nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng, nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng&#8230; \u0111\u1ec3 ch\u1ecdn mua \u0111\u01b0\u1ee3c g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t cho m\u1ee5c \u0111\u00edch, \u0111\u00e1p \u1ee9ng \u0111\u00fang nhu c\u1ea7u v\u00e0 ti\u1ebft ki\u1ec7m chi ph\u00ed v\u00e0 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i trong su\u1ed1t cu\u1ed9c h\u00e0nh tr\u00ecnh.<\/p>\n<h3><span id=\"Mua_goi_nam_hay_mua_le\"><strong>Mua g\u00f3i n\u0103m hay mua l\u1ebb<\/strong><\/span><\/h3>\n<p>N\u1ebfu du kh\u00e1ch th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch kho\u1ea3ng t\u1eeb 3 \u2013 5 l\u1ea7n tr\u00ean n\u0103m, ho\u1eb7c t\u00ednh ch\u1ea5t c\u00f4ng vi\u1ec7c c\u1ea7n ph\u1ea3i di chuy\u1ec3n c\u00f4ng t\u00e1c nhi\u1ec1u th\u00ec vi\u1ec7c c\u00e2n nh\u1eafc ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch theo n\u0103m s\u1ebd ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c kh\u00e1 nhi\u1ec1u chi ph\u00ed, ti\u1ebft ki\u1ec7m th\u1eddi gian khi ho\u00e0n th\u00e0nh t\u1eebng th\u1ee7 t\u1ee5c ri\u00eang l\u1ebb v\u00e0 th\u00f4ng th\u01b0\u1eddng b\u1ea3o hi\u1ec3m theo n\u0103m s\u1ebd c\u00f3 t\u00ednh b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n h\u01a1n cho kh\u00e1ch h\u00e0ng.<\/p>\n<h3><span id=\"Thoi_luc_cua_hop_dong_bao_hiem\"><strong>Th\u1eddi l\u1ef1c c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/strong><\/span><\/h3>\n<p>N\u1ebfu du kh\u00e1ch du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i th\u00ec c\u0169ng c\u1ea7n xem x\u00e9t k\u1ef9 l\u01b0\u1ee1ng v\u1ec1 v\u1ea5n \u0111\u1ec1 th\u1eddi l\u1ef1c c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Th\u00f4ng th\u01b0\u1eddng \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m qu\u1ed1c t\u1ebf, th\u1eddi gian c\u00f3 hi\u1ec7u l\u1ef1c s\u1ebd t\u00ednh t\u1eeb ng\u00e0y v\u00e0 th\u1eddi \u0111i\u1ec3m kh\u1edfi h\u00e0nh \u0111i qu\u1ed1c t\u1ebf t\u1ea1i Vi\u1ec7t Nam v\u00e0 ng\u00e0y h\u1ebft hi\u1ec7u l\u1ef1c l\u00e0 th\u1eddi \u0111i\u1ec3m tr\u1edf v\u1ec1 n\u01b0\u1edbc \u1edf khu v\u1ef1c nh\u1eadp c\u1ea3nh ho\u1eb7c c\u00f3 nh\u1eefng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ebd t\u00ednh v\u00e0o l\u00fac n\u1eeda \u0111\u00eam c\u1ee7a ng\u00e0y hi\u1ec7u l\u1ef1c cu\u1ed1i c\u00f9ng c\u00f3 ghi tr\u00ean ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m.<\/p>\n<p><img loading=\"lazy\" class=\"size-full wp-image-106440 aligncenter\" src=\"https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-2.jpg\" alt=\"Nh\u1eefng v\u1ea5n \u0111\u1ec1 b\u1ea1n c\u1ea7n c\u00e2n nh\u1eafc tr\u01b0\u1edbc khi ch\u1ecdn mua b\u1ea3o hi\u1ec3m du l\u1ecbch - Ngu\u1ed3n \u1ea3nh: Internet\" width=\"640\" height=\"480\" srcset=\"https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-2.jpg 800w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-2-768x576.jpg 768w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-2-300x225.jpg 300w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-2-347x260.jpg 347w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-2-251x188.jpg 251w, https:\/\/www.vntrip.vn\/cam-nang\/wp-content\/uploads\/2020\/09\/bao-hiem-du-lich-2-91x68.jpg 91w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<p style=\"text-align: center;\"><em>Nh\u1eefng v\u1ea5n \u0111\u1ec1 b\u1ea1n c\u1ea7n c\u00e2n nh\u1eafc tr\u01b0\u1edbc khi ch\u1ecdn mua b\u1ea3o hi\u1ec3m du l\u1ecbch &#8211; Ngu\u1ed3n \u1ea3nh: Internet<\/em><\/p>\n<p>V\u00ec th\u1ebf, du kh\u00e1ch c\u0169ng n\u00ean c\u00e2n nh\u1eafc b\u1ecf ra nhi\u1ec1u h\u01a1n chi ph\u00ed m\u1ed9t ch\u00fat \u0111\u1ec3 k\u00e9o d\u00e0i th\u1eddi l\u1ef1c b\u1ea3o hi\u1ec3m d\u00e0i h\u01a1n th\u1eddi gian c\u1ee7a chuy\u1ebfn \u0111i \u0111\u1ec3 c\u00f3 th\u1ec3 ph\u00f2ng tr\u00e1nh nh\u1eefng ph\u00e1t sinh ngo\u00e0i d\u1ef1 t\u00ednh ch\u1eb3ng h\u1ea1n chuy\u1ebfn \u0111i b\u1ecb k\u00e9o d\u00e0i h\u01a1n v\u00e0 c\u00f3 r\u1ee7i ro x\u1ea3y ra nh\u01b0ng th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m \u0111\u00e3 h\u1ebft hi\u1ec7u l\u1ef1c.<\/p>\n<h3><span id=\"Mua_bao_hiem_o_dau\"><strong>Mua b\u1ea3o hi\u1ec3m \u1edf \u0111\u00e2u?<\/strong><\/span><\/h3>\n<p>Hi\u1ec7n nay, du kh\u00e1ch c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng \u0111\u1eb7t mua b\u1ea3o hi\u1ec3m du l\u1ecbch c\u1ea3 online v\u1eabn tr\u1ef1c ti\u1ebfp t\u1ea1i nhi\u1ec1u c\u00f4ng ty kh\u00e1c nhau ho\u1eb7c qua \u0111\u01a1n v\u1ecb trung gian. Tuy nhi\u00ean, tr\u01b0\u1edbc khi ch\u1ecdn mua, b\u1ea1n c\u0169ng n\u00ean t\u00ecm hi\u1ec3u ch\u1ecdn nh\u1eefng c\u00f4ng ty cung c\u1ea5p uy t\u00edn \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i trong su\u1ed1t chuy\u1ebfn \u0111i, d\u1ef1a tr\u00ean nh\u1eefng ti\u00eau ch\u00ed nh\u01b0 m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng, quy \u0111\u1ecbnh b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed nh\u1ea5t l\u00e0 khi \u0111i du l\u1ecbch \u1edf n\u01b0\u1edbc ngo\u00e0i kh\u00e1ch h\u00e0ng thanh to\u00e1n tr\u01b0\u1edbc sau \u0111\u00f3 c\u00f4ng ty s\u1ebd chi tr\u1ea3 sau hay \u0111\u01b0\u1ee3c chi tr\u1ea3 vi\u1ec7n ph\u00ed tr\u1ef1c ti\u1ebfp, nh\u1eefng tr\u01b0\u1eddng h\u1ee3p \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 kh\u00f4ng b\u1ea3o hi\u1ec3m&#8230;<\/p>\n<p>C\u00f3 nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn, c\u00f3 th\u01b0\u01a1ng hi\u1ec7u c\u00f3 th\u1ec3 \u0111\u1eb7t mua online ho\u1eb7c t\u01b0 v\u1ea5n tr\u1ef1c tuy\u1ebfn b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o l\u00e0 B\u1ea3o Vi\u1ec7t, B\u1ea3o Minh. Liberty, PTI &#8211; B\u01b0u \u0110i\u1ec7n, PVI \u2013 D\u1ea7u Kh\u00ed, AAA, BIC&#8230;<\/p>\n<p>Hy v\u1ecdng th\u00f4ng qua b\u00e0i vi\u1ebft n\u00e0y b\u1ea1n \u0111\u00e3 c\u00f3 \u0111\u01b0\u1ee3c nh\u1eefng th\u00f4ng tin h\u1eefu \u00edch li\u00ean quan v\u1ec1 v\u1ea5n \u0111\u1ec1 b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch hay kh\u00f4ng? Nh\u01b0 v\u1eady, \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c m\u1ed9t chuy\u1ebfn \u0111i an t\u00e2m, tho\u1ea3i m\u00e1i nh\u1ea5t th\u00ec b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 m\u1ed9t s\u1ef1 l\u1ef1a ch\u1ecdn \u0111\u00e1ng c\u00e2n nh\u1eafc. Ch\u00fac b\u1ea1n c\u00f3 nh\u1eefng chuy\u1ebfn \u0111i trong th\u1eddi gian t\u1edbi y\u00ean t\u00e2m v\u00e0 lu\u00f4n vui v\u1ebb!<\/p>\n<p><strong>*Th\u00f4ng tin mang t\u00ednh tham kh\u1ea3o b\u1ea1n \u0111\u1ecdc n\u00ean t\u00ecm hi\u1ec3u k\u1ef9 c\u00e0ng tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh mua b\u1ea5t k\u1ef3 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec? C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch hay kh\u00f4ng ch\u00ednh l\u00e0 t\u1eeb kh\u00f3a \u0111\u01b0\u1ee3c t\u00ecm ki\u1ebfm kh\u00e1 nhi\u1ec1u v\u00ec kh\u00f4ng ph\u1ea3i ai c\u0169ng hi\u1ec3u r\u00f5 v\u1ec1 b\u1ea3o hi\u1ec3m du l\u1ecbch v\u00e0 \u00fd ngh\u0129a c\u1ee7a n\u00f3 l\u00e0 g\u00ec? Li\u1ec7u r\u1eb1ng mua b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 th\u1ef1c s\u1ef1 c\u1ea7n thi\u1ebft, hi\u1ec7n nay c\u00f3 nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m du l\u1ecbch n\u00e0o, trong tr\u01b0\u1eddng h\u1ee3p n\u00e0o n\u00ean mua? N\u1ebfu b\u1ea1n \u0111ang mu\u1ed1n t\u00ecm hi\u1ec3u k\u1ef9 h\u01a1n v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y th\u00ec b\u00e0i vi\u1ebft n\u00e0y s\u1ebd chia s\u1ebb \u0111\u1ebfn b\u1ea1n nh\u1eefng th\u00f4ng tin h\u1eefu \u00edch nh\u1ea5t!<\/p>\n","protected":false},"author":114,"featured_media":106440,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[112907,112908,112909],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v16.6 (Yoast SEO v16.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec, c\u00f3 n\u00ean mua kh\u00f4ng?<\/title>\n<meta name=\"description\" content=\"B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec? C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch hay kh\u00f4ng ch\u00ednh l\u00e0 t\u1eeb kh\u00f3a \u0111\u01b0\u1ee3c t\u00ecm ki\u1ebfm kh\u00e1 nhi\u1ec1u v\u00ec kh\u00f4ng ph\u1ea3i ai c\u0169ng hi\u1ec3u r\u00f5 v\u1ec1 b\u1ea3o hi\u1ec3m du l\u1ecbch v\u00e0 \u00fd ngh\u0129a c\u1ee7a n\u00f3 l\u00e0 g\u00ec? Li\u1ec7u r\u1eb1ng mua b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 th\u1ef1c s\u1ef1 c\u1ea7n thi\u1ebft, hi\u1ec7n nay c\u00f3 nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m du l\u1ecbch n\u00e0o, trong tr\u01b0\u1eddng h\u1ee3p n\u00e0o n\u00ean mua? N\u1ebfu b\u1ea1n \u0111ang mu\u1ed1n t\u00ecm hi\u1ec3u k\u1ef9 h\u01a1n v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y th\u00ec b\u00e0i vi\u1ebft n\u00e0y s\u1ebd chia s\u1ebb \u0111\u1ebfn b\u1ea1n nh\u1eefng th\u00f4ng tin h\u1eefu \u00edch nh\u1ea5t!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vntrip.vn\/cam-nang\/bao-hiem-du-lich-106434\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec? C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch hay kh\u00f4ng?\" \/>\n<meta property=\"og:description\" content=\"B\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 g\u00ec? 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